Some twenty years ago, when Nick and I lived in New Jersey, my banking career was drying up. All of the banks were merging together and therefore, banking jobs in New Jersey were scarce. Nick and I were both born and raised in New Jersey. Everyone we knew and loved lived there. As Divine Providence would have it, while I was unemployed, we were invited out to Salt Lake City, Utah so that I could be Godmother to my friend’s little girl. In July 1996, we traveled to Utah for the Baptism. While visiting, I looked around at the banks headquartered in Utah. I applied to a few and was actually offered a job.